Rick Delenardo Keswick Real Estate
   We Sell Homes


Rick Delenardo
(905) 476-4111(Office)
(866) 924-7496(Toll-Free)
905 836 2388(Cell)
(905) 476-8608(Fax)

430 The Queensway S
Keswick, Ontario, L4P 2E1


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Welcome to Delenardo Real Estate

Welcome to Rick Delenardo's Website.


LIVING IN GEORGINA...lakeside living only 15 minutes from the 404

Rick and his family are long time Keswick residents and as such, he has a seasoned perspective of living in Georgina. A real estate professional for over two decades, Rick holds the prestigious Re/Max Hall of Fame Award.

After graduating from the Univesity of Western Ontario, Rick worked for 16 years at a major Canadian chartered bank.  With his combined expertise in banking and real estate, Rick's clients are getting a sales professional with a unique understanding of the selling and buying housing experience.

In his spare time, Rick enjoys sports, boating and is a certified hockey coach.

Whether you have a growing family, are empty-nesters or retirees, Georgina is a wonderful community.  Georgina school systems are of the finest in North America. To check out boundaries, programs and locations click here www.yrdsb.edu.on.ca or the Separate School Board at www.ycdsb.ca

For information on the Town of Georgina, various sports organizations, leisure activities available and more, visit www.town.georgina.on.ca and www.visitlakesimcoe.com

In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Keswick with my New Listings Notification

If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

Whether you are buying or selling a home you deserve an agent who will work earn your your trust and business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in York Region or the Greater Toronto Area, please contact me as I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.


Rick Delenardo
Re/Max Landmark Realty Inc.

(905) 476-4111



Our Listings

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9 photos
Nobleton $3,900,000 Lot / Land Lots and Land
26 photos
Whitchurch-Stouffville Stouffville $2,998,880 3,800 sq. ft. Bungalow Residential
11 photos
Stouffville $2,888,800 2,000 sq. ft. 1 1/2 Story Farm and Ranch
20 photos
Vaughan $2,688,000 Detached "2-Storey" Residential
63 photos
Unionville $2,188,000 3,300 sq. ft. 3 Story Residential
20 photos
Vaughan $2,100,000 Office Commercial
64 photos
East Gwillimbury East Gwillimbury $1,999,900 2 Storey Residential
7 photos
Georgina Jacksons Point $1,950,000 Commercial Commercial
20 photos
Yonge/Bloomington $1,799,000 Single Story Residential
15 photos
Historic Lakeshore Communities Historic Lakeshore Communities $1,799,000 3,236 sq. ft. 2 Storey Residential
20 photos
Patterson Bathurst/ Major Mackenzie $1,799,000 4,290 sq. ft. 2 Storey Residential
20 photos
N3891736 Yonge / Bloomington $1,688,000 2 Storey Residential
20 photos
N3895349 Major Mackenzie/Yonge $1,660,000 Single Story Residential
25 photos
Nobleton Nobleton $1,618,000 3,992 sq. ft. 2 Storey Residential
20 photos
Sharon $1,588,000 2 Storey Residential
<< Prev  1  2  3  4  5  6  7  Next >>
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %
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